Reduce Your Business & Employee FICA Taxes Starting Now!

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Cafeteria Plan 125

Cafeteria Plan 125 represents a progressive approach to reducing FICA taxes for both the employer & employee, while adding additional no-cost employee wellness benefits to your current program.  Merging innovation with IRS Section 125. 

BENEFIT CALCULATOR

Get A Quick Estimate

Get a quick savings estimate and learn how our specialized plan adapts to your workforce’s needs while reducing taxable income and enhancing employee wellness.

QUIICK ESTIMATE

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Please listen to a brief conversation on how our Cafeteria Plan 125 can optimize deductions and maximize benefits with zero out of pocket to the employer or employee.

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How Cafeteria Plan 125 Reduces Taxes and Enhances Benefits!

Our Plan offers a spectrum of pre-tax benefits that adjust to every employee’s circumstance. Designed with forward-thinking strategies, this plan reduces taxable income, supports diverse benefit selections, and adheres to strict IRS guidelines with zero out-of-pocket costs.

Reduced FICA Taxes

24/7 Telemedicine

Health Screenings

Stress/Sleep Programs

Online Dashboard

Smoking Cessation

Mental Health Counseling

ABOUT SECTION 125

We specialize in crafting cafeteria plans that empower businesses with flexible, tax-advantaged choices.

With deep expertise in Section 125 benefits, our team guides you through plan design and regulatory compliance, ensuring that each benefit is optimized both for tax efficiency and employee satisfaction.

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OUR SOLUTIONS

Explore Pre-Tax Benefits That Boost Employee Wellness with customizable options and proactive support that will complement your existing benefits program.

Designed for businesses of every size, our cafeteria plan offers a range of benefits from healthcare spending accounts to commuter reimbursements, all aimed at reducing costs and enhancing employee morale.

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Flexible Spending Accounts

Our flexible accounts empower employees to allocate funds toward essential health and dependent care expenses based on their unique needs.

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Dependent Care Benefits

By embracing a tailored benefits framework, employers provide valuable support that enhances both well-being and workplace productivity.

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Plan Customization

We balance diverse plan offerings so employees can select programs that reduce taxable income while meeting personal and family goals.

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Commuter and Wellness Options

Solutions include commuter assistance and wellness incentives designed to foster a healthier, more engaged work environment.

WHY PARTNER WITH US

Our expertise in Section 125 plan design ensures reliable, compliant, and innovative solutions.

Our commitment is to deliver a clear, structured S125 plan benefit that will reduce your overall expenses while boosting employee satisfaction and wellness.

Quick Estimate

Eligibility & Savings Calculator

Immediate Results

Section 125 Qualification

Section 125 Eligibility & Savings Report

Answer a few quick questions to confirm eligibility and estimate projected savings with a Cafeteria Plan 125. Print-ready PDF available after submission.

Step 1 — Quick Qualification

Used to personalize your report
We’ll include it on your PDF and for follow-up
W-2 employees eligible for Cafeteria Plan 125
Used to estimate % eligible for pre-tax participation
PEO arrangements can change administration steps
We’ll suggest a combined income tax; you can override below
Adds relevant context in your PDF
Estimate includes federal + typical state rate; adjust to your effective rate if known
Annual pre-tax amount per employee that drives tax savings
Annual post-tax reimbursement per employee

Submitting unlocks the print-ready PDF view. You can adjust numbers anytime and re-print.

© Section125Qualification.com — Cafeteria Plan 125. Fees come from savings; no upfront setup costs. Wellness package includes 24/7 telemedicine, prescriptions, screenings, and mental health support.

See if Your Business Qualifies for Section 125 Tax Savings

Our dedicated team is ready to offer guidance and support, ensuring you maximize the advantages of your cafeteria 125 plan.

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FREQUENTLY ASKED QUESTIONS

Your top questions addressed

What is a Section 125 Plan?

A Section 125 Plan, often called a Cafeteria Plan, allows employees to use pre-tax dollars for eligible expenses, reducing overall taxable income.

Implementing our specialized plan reduces payroll taxes and enhances your benefits package, making it attractive to employees.

Most businesses, including non-profits and for-profit entities, are eligible to establish a Section 125 Plan. There are specific guidelines that need to be followed, which we can help you navigate.

Non-compliance can lead to plan disqualification, retroactive taxation of benefits, penalties, and interest

Yes, part-time employees can participate in Section 125 Plans, but employers can set eligibility criteria, which might require employees to work a minimum number of hours or service days.

Plans can be updated or modified to adapt to changes in company structure, employee needs, or updated IRS regulations. We offer consulting services to review and modify your plan to keep it compliant and effective.

We invite you to explore how Section 125 benefits can be integrated into your business strategy for long-term success!

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Number of (FT & PT) employees making over 30k annually?
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